Gustafsson Wealth Management, Inc.

Gustafsson Wealth Management provides financial planning and portfolio management to a small client base that includes individuals, retirement plans, trusts, estates, charitable organizations and business entities; the firm reports roughly $11.9 million in assets under management for about 28 clients and offers both discretionary and non‑discretionary services as well as 401(k) advisory and ERISA‑related plan consulting. Financial planning is delivered on a modular, consultative basis and the firm documents recommendations in writing or verbally per client scope.

The firm’s investment process draws on multiple analysis methods (fundamental, technical, cyclical and charting) and generally emphasizes ETFs, mutual funds and closed‑end funds while also advising on individual securities, bonds and derivatives; at client request it may employ options strategies (including covered calls), margin, and exposure to structured notes, leveraged/inverse and buffer funds and cryptocurrency‑linked vehicles. Accounts are monitored regularly with at least quarterly reviews by the principal, and the firm notes that tax efficiency is not its primary management objective, recommending ongoing consultation with tax professionals.

A distinctive feature relative to most independent peers is the firm’s disclosure that it may charge performance‑based fees to “qualified clients” who meet the brochure’s net‑worth or account‑size thresholds, and it describes policies (senior officer reviews, fair‑value procedures and allocation rules) intended to mitigate the conflicts created by side‑by‑side management. Other operational points highlighted in the brochure include treating cash and cash equivalents as part of assets under management for fee calculations and a policy of not voting client proxies; the firm operates as a solo adviser, which the brochure indicates informs how reviews and client service are delivered.