HAPPYRICH Capital logo

HAPPYRICH Capital

Updated today

Client assets under management

$43,587,850

Clients

48

50% high-net-worth

Advisors

4

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

12

Very Low

Average account size

$908,080

About

HappyRich Capital serves individual and high-net-worth clients as well as retirement plans, providing discretionary and non‑discretionary portfolio management, comprehensive financial planning, hourly consultations, and pension consulting. The firm also offers participant enrollment and investment-education services for plan sponsors and their employees.

The firm implements a core-and-tactical asset allocation approach that typically uses passive index and ETF exposures as the core and selectively adds active funds where the team believes it can add value; portfolios are generally equity‑based and managed in accordance with client-specific investment policy statements. Clients’ accounts may be managed on a discretionary basis with regular reviews, and the adviser emphasizes tailored written plans and ongoing consultations to align investments with client objectives.

Notable for a firm of its size, the adviser has ownership and affiliations with non‑U.S. financial firms that distribute investment products, and the brochure discloses that those affiliates may sell financial products and provide compensation to principals, a conflict the firm identifies and describes how it manages. The firm also documents a meaningful non‑U.S. client presence and routinely provides educational seminars and workshops for plan participants—services the firm highlights alongside a recent strategic change to discontinue digital asset management.

Client services

Financial planning Portfolio management Educational seminars or workshops

Occupation focus

Executive Founder/Business Owner

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Fee options

Fixed

Financial planning fees range from $2,500 to $15,000 depending on complexity.

Percentage

1% annually (negotiable)

Project-based

$300 per hour for limited scope engagements and follow-up implementation work.

Other

Account minimum: $1,000,000.00 Fee-only: Fee-only investment management and financial planning firm.

Main office location

HAPPYRICH Capital

Monroe Township NJ, United States

Number of offices

4

Most active in

California · New Jersey · New York · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Riddhi J

CFP®

Monroe Township, NJ

HAPPYRICH Capital

Riddhi Jain is a CFP® professional with three years of industry experience, currently serving at HAPPYRICH Capital. She has held roles at MFA Wealth Inc., MFA Capital Private Ltd., and MFA Consulting Private Limited since 2011. Outside of her advisory duties, she serves as Senior Vice President of Planning at MFA Capital Private Ltd. in India, where she is involved in goal-based investment planning, risk management, tax strategies, and mentoring financial planning team members. HAPPYRICH Capital (MFA Wealth Inc.) provides fee-only investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, and other entities. The firm manages approximately $45 million in client assets, emphasizing strategic asset allocation with a combination of passive index funds and tactical active funds, and supports client relationships with documented investment policy statements.

Executive Founder/Business Owner
user avatar

Anil K

CFA®

Monroe Township, NJ

HAPPYRICH Capital

Anil Kothari is a CFA® charterholder with three years of industry experience, currently serving at HAPPYRICH Capital. His prior roles include positions at MFA Wealth Inc., MFA Capital Private Ltd., and MFA Consulting Private Ltd. Outside of his advisory work, he is involved with MFA Capital Private Ltd. in India, where he performs investment research and analysis to support mutual fund distribution. HAPPYRICH Capital provides fee-only investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, and other entities. The firm’s investment approach combines strategic asset allocation with passive index funds and ETFs alongside tactical use of actively managed funds.

Executive Founder/Business Owner
user avatar

Abhijeet M

Series 65

Monroe Township, NJ

HAPPYRICH Capital

Abhijeet Mhatre is a financial advisor at HAPPYRICH Capital with six years of industry experience. He holds a Series 65 designation and has worked at MFA Wealth Inc. since 2020, following a 14-year tenure at Morgan Stanley. Outside of his advisory role, he is involved with Onramp Invest, a crypto asset integration platform, as an investor without responsibility for daily operations. HAPPYRICH Capital (MFA Wealth Inc.) provides fee-only investment management and financial planning to individuals, pension and profit-sharing plans, trusts, and other entities, managing approximately $45 million in client assets. The firm emphasizes strategic asset allocation using passive index funds and ETFs combined with tactical active management, and it maintains documented investment policy statements for each client.

Executive Founder/Business Owner
user avatar

Amar P

CFA®

Monroe Township, NJ

HAPPYRICH Capital

Amar Pandit is a CFA® charterholder with five years of experience in the financial industry. He is affiliated with HAPPYRICH Capital and has held executive roles at MFA Capital Private Ltd. and MFA Wealth Solutions Private Limited. In addition to his financial advisory work, he is a co-founder and director of two entertainment companies, Happy Gaana Entertainment Private Limited and Happy Minds Entertainment Private Limited, based in India. HAPPYRICH Capital provides fee-only investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, and other entities, managing approximately $45 million in client assets. The firm uses a strategic asset allocation approach combining passive index funds and ETFs with tactical active management, and emphasizes documented client relationships and educational initiatives.

Executive Founder/Business Owner
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