Hilltop Financial Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$24,507,601
Clients
66
11% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
66
Very HighAverage account size
$371,327
About
Hilltop Financial Advisors serves individual clients with discretionary portfolio management and a range of financial planning services, from comprehensive plans and ongoing planning relationships to shorter engagements such as a 90‑minute “Simple Start” session, hourly planning, and a dedicated student loan repayment plan. The firm provides implementation and monitoring of investment portfolios as well as coordinated financial planning on topics like retirement, insurance, tax-aware investing, and estate considerations.
The firm’s investment approach is primarily passive, constructing asset-class allocations using index mutual funds and ETFs and typically managing client accounts on a discretionary basis; active managers may be used in select situations. Portfolio construction is tailored to each client’s objectives, time horizon, liquidity needs, and risk tolerance, and clients may impose reasonable investment restrictions.
A distinctive feature in the brochure is the firm’s explicit focus on student-loan advising: the principal operates a separate student‑loan business serving borrowers generally over 50 and the adviser reports devoting a significant portion of time to that activity (approximately 30% in the brochure supplement). The firm is fee-only, does not accept third‑party or performance‑based compensation, and generally recommends custody through an institutional platform that provides research and operational support.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Student loan debt
Cash flow / budgeting
General estate planning guidance
Demographic focus
Approaching retirement
Fee options
Comprehensive Financial Plan: generally $2,000 - $4,000 (negotiable); Student Loan Repayment Plan: generally $750 per person (negotiable); Simple Start Program: generally $750 (negotiable)
$0 - $1,000,000: 1.00% $1,000,001+: 0.75%
$250.00 per hour for financial planning services
Ongoing Planning: annual fee of $5,000 or based on AUM fee schedule (whichever is greater), billed monthly or quarterly in advance
Fee-only: Hilltop Financial Advisors is a fee-only firm compensated solely by its clients; no commissions received.
Main office location
Hilltop Financial Advisors
9000 W Chester St, Suite 100
Milwaukee WI 53214, United States
Number of offices
1
Most active in
Hilltop Financial Advisors has reported serving >5 clients in these states in the last 12 months.
Wisconsin
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
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Instagram
Website
414-856-7100
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