HSC Wealth Advisors logo

HSC Wealth Advisors

Updated today

Client assets under management

$419,624,196

Clients

376

45% high-net-worth

Advisors

9

of 10 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

42

Low

Average account size

$1,116,022

About

HSC Wealth Advisors provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, pension and profit-sharing plans, charitable organizations and small businesses. The firm operates as a fee-only adviser, does not accept commissions or sell financial products, and offers services that include cash flow analysis, tax and estate planning, education funding and ongoing portfolio management.

The firm’s investment approach emphasizes diversified portfolios of mutual funds and ETFs, periodic rebalancing, and security analysis using fundamental, technical and cyclical methods; it uses third‑party tools such as YCharts and FI360 for research and reporting. Account oversight is discretionary under limited power of attorney, with periodic reviews, net worth statements and written performance reporting provided at least annually or more often as conditions warrant.

Compared with many peers, HSC places added emphasis on education—both in its client-facing education planning and through participation in custodian‑sponsored educational conferences and events—and provides regular client communications and net worth updates to support financial decision‑making. Operationally, the firm also notes that it does not vote client proxies (clients may vote their own proxies or request recommendations), a practice that differs from some advisers that exercise proxy voting authority.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)

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Fee options

Fixed

Some annual fixed fee agreements based on complexity of work, especially when asset management is not the primary service

Percentage

$0 - $2,000,000: 1.00% annually $2,000,000 - $4,000,000: 0.8% annually $4,000,000 - $6,000,000: 0.7% annually $6,000,000 - $10,000,000: 0.6% annually $10,000,000 - $25,000,000: 0.5% annually $25,000,000+: 0.4% annually

Other

Account minimum: $1,000,000 Minimum fee: Minimum annual fee of $10,000, exceptions may apply Fee-only: Fee-only financial planning and investment management; no commissions or sales of financial products

Main office location

HSC Wealth Advisors

1563 Crossings Centre Drive, Suite 100

Forest VA 24551-4744, United States

Number of offices

1

Most active in

Delaware · Florida · Maine · Nebraska · North Carolina · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Ryan B

Series 65

Forest, VA

HSC Wealth Advisors

Ryan Briley is a financial advisor at HSC Wealth Advisors with a Series 65 credential and one year of industry experience. Prior to joining HSC Wealth Advisors, he held roles in education and customer service, including positions at Liberty University and Chick-fil-A. HSC Wealth Advisors provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm emphasizes diversified portfolios, regular rebalancing, and fundamental, technical, and cyclical security analysis, while focusing on client education and transparent communication.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
user avatar

Brian D

CFP®, PFS™, Series 65

Forest, VA

HSC Wealth Advisors

Brian Devers is a financial advisor at HSC Wealth Advisors with eight years of industry experience. He holds a Series 65 credential and has worked at HSC Wealth Advisors since 2017, following roles at R L Lovelace & Associates and Lovelace, Norvelle & Mathews, PC. In addition to his advisory work, Devers provides tax preparation and bookkeeping services. HSC Wealth Advisors offers personalized financial planning and discretionary investment management to individuals, families, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm operates as a fee-only adviser with a focus on diversified portfolios, periodic rebalancing, and a combination of fundamental, technical, and cyclical security analysis.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
user avatar

Joel B

CFP®, Series 65

Forest, VA

HSC Wealth Advisors

Joel Bengds is a CFP® professional with 20 years of industry experience, currently serving as an advisor at HSC Wealth Advisors since 2005. He also holds a position at Liberty University School of Business. Outside of advising, he is a partner in Moneywise Partners, LLC. HSC Wealth Advisors provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm operates as a fee-only adviser, emphasizing diversified portfolios, periodic rebalancing, and client education.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
user avatar

Emily E

CFP®

Forest, VA

HSC Wealth Advisors

Emily Eshleman is a CFP® professional at HSC Wealth Advisors with eight years of industry experience. She has been with HSC Wealth Advisors since 2015. HSC Wealth Advisors provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm operates as a fee-only adviser and emphasizes diversified portfolios, periodic rebalancing, and client education through regular communications and planning support.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
user avatar

Madison L

CFP®, Series 65

Forest, VA

HSC Wealth Advisors

Madison Lorentzen is a CFP® professional with four years of industry experience, currently serving at HSC Wealth Advisors since 2020. Prior to joining HSC, Madison worked at Liberty University and the State of Alaska. HSC Wealth Advisors is a fee-only firm that provides personalized financial planning and discretionary investment management to a diverse client base including individuals, families, trusts, and small businesses. The firm emphasizes diversified portfolios with regular rebalancing and employs a research-driven approach using third-party tools, while placing a notable focus on client education and frequent communication.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
user avatar

Justin V

CFP®, Series 66

Forest, VA

HSC Wealth Advisors

Justin Victor is a CFP® professional with 20 years of industry experience, currently serving at HSC Wealth Advisors since 2008. He holds the Series 66 designation and is based in Forest, VA. Outside of financial advising, he is a member of DRV Construction and a partner in Moneywise Partners, LLC. HSC Wealth Advisors offers personalized financial planning and discretionary investment management to a diverse client base including individuals, families, trusts, and small businesses. The firm emphasizes diversified portfolios, periodic rebalancing, and comprehensive client education as part of its investment approach.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
user avatar

Aiden B

Series 65

Forest, VA

HSC Wealth Advisors

Aiden Bengds is a financial advisor at HSC Wealth Advisors with one year of industry experience. He holds a Series 65 designation and previously worked at Liberty University, Walmart, Jefferson Forest High School, and Forest Middle School. HSC Wealth Advisors provides personalized financial planning and discretionary investment management to individuals, families, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm emphasizes diversified portfolios, periodic rebalancing, and a combination of fundamental, technical, and cyclical security analysis.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
user avatar

Stacie R

CFP®, Series 65

Forest, VA

HSC Wealth Advisors

Stacie Rhodes is a CFP® and holds a Series 65 license with seven years of industry experience. She has worked at HSC Wealth Advisors since 2016 and has held roles at Liberty University School of Business and the Liberty University Center for Financial Literacy. Prior to that, she was employed at Ernst & Young, LLP for five years. HSC Wealth Advisors is a fee-only firm that provides personalized financial planning and discretionary investment management to a diverse client base, including individuals, families, trusts, and small businesses. The firm emphasizes diversified portfolios, periodic rebalancing, and client education while offering regular communications and net worth updates.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
user avatar

Joseph E

CFP®, CFA®

Forest, VA

HSC Wealth Advisors

Joseph Eskridge Jr. is a CFP® and CFA® with 14 years of industry experience, currently serving at HSC Wealth Advisors since 2012. He also holds a position at Liberty University since 2022. Outside of his advisory work, he is a partner in Moneywise Partners, LLC, which owns an office building leased to Moneywise, Inc. HSC Wealth Advisors is a fee-only firm that provides personalized financial planning and discretionary investment management to a diverse client base, including individuals, families, trusts, and charitable organizations. The firm emphasizes diversified portfolios with regular rebalancing and uses a combination of fundamental, technical, and cyclical analysis supported by third-party research tools.

General retirement planning Cash flow / budgeting General tax planning General estate planning guidance College savings (529s, UTMA, etc.)
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