Hutchison Investment Advisors

The firm provides personalized financial planning and non-discretionary investment recommendations to individuals, profit-sharing plans, trusts, estates, charitable organizations, and small businesses, serving a small client base of roughly 40 relationships. Services include retirement and estate planning, tax and cash-flow analysis, insurance review, and the issuance of periodic newsletters and special reports on securities and economic topics.

Advice is delivered on a consultative basis with clients retaining custody and final decision authority; the firm does not accept discretionary portfolio management for individual accounts. Investment recommendations generally emphasize diversified, buy-and-hold portfolios and use Modern Portfolio Theory measures (such as beta and alpha) to evaluate risk and return across holdings that may include mutual funds, REITs, annuities, fixed income and alternatives.

The firm’s structure differs from most solo independent advisors in that associated persons are also registered representatives of a broker-dealer and may be licensed insurance agents, roles in which they may execute transactions or receive commissions or distribution fees. It is also uncommon among peers for the firm to produce its own periodicals, to forgo percentage-of-assets fees, and to operate as a small, self-supervised practice that provides advice without taking custody or discretionary control of client assets.