HYA Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
HYA Financial is a fee‑only registered investment adviser that offers discretionary and non‑discretionary portfolio management, financial and tax planning, and related advisory services to U.S. individuals, trusts and other legal entities. The firm’s ADV discloses account minimums and an advisory agreement requirement and reports $0 in client assets under management as of December 31, 2019.
The firm describes a top‑down investment process that emphasizes value, low‑cost securities, diversification and tax‑aware implementation (including tax‑loss harvesting and coordinated account treatment). HYA employs economic, fundamental and technical analysis, uses strategic and tactical asset allocation grounded in modern portfolio theory, and monitors portfolios for allocation drift with rebalancing triggers (around a 3% drift).
Several features in the brochure are atypical for peers: HYA may conduct non‑compensated financial workshops for clients and non‑clients, and the firm’s owner holds a CPA designation and provides incidental tax/accounting input to advisory work without separate fees. The firm also emphasizes detailed, timestamped documentation of client profiles, enterprise risk‑management controls, and a preference for discretionary accounts to support trade execution and cost management.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Tax-loss harvesting
Wealth management
Concentrated stock management
Occupation focus
Self-Employed
Fee options
$10,000 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.75% $5,000,001+: 0.50%
Account minimum: $10,000 Fee-only: Fee-Only Registered Investment Advisor; no commissions or transaction costs charged by HYA.
Main office location
HYA Financial
Henrico VA, United States
Number of offices
1
Most active in
HYA Financial has reported serving >5 clients in these states in the last 12 months.
Pennsylvania · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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