Inclusive Wealth Financial Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$914,582
Clients
4
50% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
4
LowAverage account size
$228,646
About
Inclusive Wealth Financial Planning LLC is an independent, solo-registered advisory firm that serves individual clients with a mix of financial planning and investment management services. The firm provides comprehensive financial plans, project-based reviews, implementation support, and an ongoing subscription-based planning option, and currently manages a very small client base of about four relationships with roughly $915,000 in assets.
The firm’s investment approach emphasizes long-term, passive asset-allocation strategies using low-cost mutual funds and ETFs, informed by Modern Portfolio Theory, with an emphasis on rebalancing at least quarterly and avoiding market timing. It offers discretionary portfolio management alongside non-discretionary planning engagements and uses fundamental and technical analysis as part of its research process.
What distinguishes the firm is its very small scale and the principal’s part-time employment outside the firm as a personal financial counselor (approximately 10 hours per week), a circumstance the brochure notes limits the firm’s ability to accept active-duty military clients. The firm also offers multiple engagement models beyond AUM management and lists the principal’s CFP® credential among its professional qualifications.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
Debt management
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Retired
Founder/Business Owner
Demographic focus
Mid-Career Professionals
Approaching retirement
Fee options
One-time 90-minute session fee ranging from $400 to $600; fixed fees for Comprehensive Financial Plan and Project-Based Review based on estimated hours multiplied by hourly rate
Under $1,000,000 - $1,000,000: 0.75% $1,000,000 - $3,000,000: 0.65% Over $3,000,000+: 0.50%
Standard hourly rate $250 to $500 per hour for Financial Planning Services and Implementation Support Service
Ongoing Subscription-Based Service fees $500 to $950 per quarter payable in advance
Minimum fee: Minimum annual fee of $3,000 for Investment Management Services Fee-only: Financial Planning Services fees: Comprehensive Financial Plan typically ranges $2,500 to $15,000; Project-Based Review typically ranges $2,500 to $5,000; Ongoing Subscription-Based Service fixed fee $500 to $950 per quarter; Implementation Support Service fees vary based on complexity, hourly rate $250 to $500 or fixed quarterly fee $500 to $950
Main office location
Inclusive Wealth Financial Planning LLC
Mechanicsburg PA, United States
Number of offices
1
Most active in
Inclusive Wealth Financial Planning LLC has reported serving >5 clients in these states in the last 12 months.
Pennsylvania · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")