Ingeniq Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,787,600
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Ingeniq Capital provides comprehensive financial planning, discretionary investment management and ongoing advisory services to individuals, families, trusts and estates, as well as business owners and charitable organizations. The firm also offers limited tax-preparation services, financial consulting projects, and educational seminars and workshops as part of its service menu.
The adviser follows a fiduciary duty and uses a Modern Portfolio Theory framework, emphasizing passive implementation with low‑cost index mutual funds and ETFs and tailoring asset allocation to each client’s risk tolerance and time horizon. Investment management engagements typically begin with an initial financial plan and investment policy, and the firm bundles planning with ongoing advisory or AUM services (with certain tax-preparation services included above specified thresholds).
Compared with many solo independent advisers, Ingeniq explicitly addresses employer- and business-related needs—offering small-business retirement-plan analysis, payroll and entity-formation assistance, and coordination with legal and tax professionals as part of its financial consulting work. It also provides educational programming to clients (currently at no additional charge with plans for fee-based offerings) and describes hands-on services like remote account setup and targeted project work that are less common for firms of its size.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
General retirement planning
Equity compensation tax strategy
College savings (529s, UTMA, etc.)
Fee options
Financial planning fixed fees range from $3,800 to $8,000 depending on complexity
$0 - $500,000: 0.75% annually (discretionary management) plus minimum $200/month $500,000 - $1 million: 1.1% annually (discretionary management) $1 million - $2 million: 0.85% annually (discretionary management), 1.00% annually (non-discretionary) $2 million - $4 million: 0.65% annually (discretionary management), 0.75% annually (non-discretionary) $4 million+: 0.55% annually (discretionary management), 0.65% annually (non-discretionary)
$350 per hour
Ongoing financial advisory service $300 to $1,000 per month (billed quarterly in advance)
Minimum fee: Minimum $200/month for discretionary management Fee-only: Yes, no commissions or performance-based fees
Main office location
Ingeniq Capital
200 Great Road, Suite 211
Bedford MA 01730, United States
Number of offices
1
Most active in
Ingeniq Capital has reported serving >5 clients in these states in the last 12 months.
California · Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")