Insight Financial Advisors

Updated today

Find your advisor

Client assets under management

Clients

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Very Low

Average account size

—

About

Insight Financial Advisors provides personalized financial planning services to individuals, business owners, trusts, estates, charitable organizations, and retirement plans. The firm commonly serves high‑net‑worth clients while also working with entity and trust clients.

IFA emphasizes comprehensive financial planning delivered as one‑time or ongoing engagements, using fundamental, technical and cyclical analysis and computer modeling where appropriate; the firm does not generally provide discretionary portfolio management or custody client assets. Clients receive written plans and periodic reviews, and fee arrangements are generally fixed or hourly rather than percentage‑of‑assets‑under‑management.

A notable distinction is that both advisors are also registered representatives of Cambridge Investment Research and are licensed to sell insurance, and the brochure discloses they may receive commissions, 12b‑1/trail fees and participate in an equity participation plan with Cambridge—arrangements the firm identifies as potential conflicts of interest. The advisors’ dual registration also creates regulatory constraints on where commission‑based transactions may be executed, and the firm does not take proxy‑voting or discretionary authority for client accounts.

Client services

Financial planning

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k) Tax strategies for small businesses General estate planning guidance

Occupation focus

Founder/Business Owner

Fee options

Fixed

Fixed fees range from $500 to $10,000 depending on services provided

Commissions

Commissions from securities sales and insurance product sales; 12b-1 fees from mutual funds

Project-based

Standard hourly rate is $600 per hour; rate may be negotiated but may not exceed $600 per hour

Other

Fee-only: Hourly rate up to $600 per hour; Fixed fees ranging from $500 to $10,000; fixed fees may be negotiated and offset by other compensation

Main office location

Insight Financial Advisors

400 N. Tustin Ave., Suite 250

Santa Ana CA 92705, United States

Number of offices

Most active in

California · Florida

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Is not active or affiliated with:

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 714-541-1400

Advisors at this firm

John C

CFP®, Series 63

Boynton Beach, FL

Insight Financial Advisors

John Calmes is a CFP®-certified financial advisor with 22 years of industry experience. He is affiliated with Cambridge Investment Research Advisors and Insight Financial Advisors, where he has worked since 2014. He also holds licenses as a life and health insurance agent. Cambridge Investment Research Advisors serves a diverse clientele including individual investors, retirement plans, and charitable organizations through a network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing various account platforms and third-party strategists.

Wealth management Retirement plans for business owners (SEP, solo 401k) Tax strategies for small businesses General estate planning guidance Founder/Business Owner

Wanda D

CFP®, Series 63

Santa Ana, CA

Insight Financial Advisors

Wanda Delgado is a CFP®-designated financial advisor with Cambridge Investment Research Advisors, bringing 43 years of industry experience. She has been with Cambridge and its affiliated firms since 2009 and previously worked at Insight Financial Advisors, where she also serves as owner and principal. Outside of her advisory work, Delgado is a board member and treasurer for Help for Brain Injured Children. Cambridge Investment Research Advisors serves a diverse client base including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, portfolio management, and retirement plan advisory services through a large network of independent financial professionals using multiple account platforms and a range of investment strategies.

Wealth management Retirement plans for business owners (SEP, solo 401k) Tax strategies for small businesses General estate planning guidance Founder/Business Owner

Not sure where to start?

We'll help you think it through — whether you ultimately need an advisor or not.

Warmer helps you compare advisors clearly — so you can choose with confidence.

Find your advisor

Discover

Compare top advisor firms by metric, firm size, and location.

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you.

Our ongoing support