Kinder Financial Services

Kinder Financial Services is a small, state-registered independent investment adviser that provides financial planning and discretionary portfolio management primarily for individual clients and also works with businesses, charities and small pension plans. Services described in the brochure include written financial plans covering tax, insurance, retirement and estate planning, ongoing portfolio management in general securities (stocks and bonds), mutual funds/ETFs, government securities and options, and referrals to other money managers for alternative investments.

The firm emphasizes technical security analysis and trend management, focusing largely on ETFs and large-cap dividend (“Blue Chip”) stocks and using daily and weekly charts, pivots and moving averages to guide decisions. Accounts are tailored to client objectives and risk tolerance; some allocations are managed conservatively while portions allocated to technical-trend strategies can result in more frequent trading.

The brochure explicitly states the firm performs technical analysis with the goal of making financial forecasts — including “projection of future performance” and “ETF fund evolution” — a practice that is relatively uncommon among solo independent advisers and may imply use of modeled or hypothetical performance. The adviser also operates a separate real‑estate business, may recommend other managers for alternative investments on a fee‑split basis, and discloses that personal trading in the same ETFs and blue‑chip stocks occurs and can be shared with clients upon request.