Kith & Kin Wealth

Kith & Kin Wealth is an SEC‑registered investment adviser that offers ongoing portfolio management and comprehensive financial planning to individuals and high‑net‑worth clients, and it also provides consulting services to pension and other employee benefit plans (including 401(k) plans). The firm provides Investment Policy Statements for each client and includes investment planning, retirement and college planning, tax and estate considerations as part of its planning work.

The firm’s investment process combines fundamental analysis, modern portfolio theory and quantitative methods and emphasizes long‑term trading and regular portfolio monitoring; it documents client risk tolerance and constructs tailored asset allocations, often seeking discretionary authority to implement those plans. Kith & Kin Wealth describes tax‑aware practices such as asset location and tax‑loss harvesting and coordinates estate planning with outside counsel for families with significant estates.

Notable features for a newly formed, zero‑AUM adviser include the combination of individual portfolio management, formal financial planning, and pension consulting within a single practice, and the firm’s operational choices: it requires clients to use a specific custodian (Altruist Financial), does not utilize third‑party investment advisers, will not participate in wrap fee programs, and does not accept performance‑based fees. These structural and service choices distinguish the firm’s approach from many peers in its cohort.