Lakeview Financial Planning

Lakeview Financial Planning provides financial planning and portfolio management to individuals, high‑net‑worth clients, and small businesses, and makes retirement plan services available to plan sponsors via a separate offering. Services described in the brochure include broad and modular financial planning (cash flow, retirement, education, tax and estate planning), investment consultation, business consultation, and portfolio implementation using institutional sub‑advisors when appropriate.

The firm describes an individualized, goals‑based process that begins with an initial interview and written plan, followed by ongoing supervision and periodic reviews; portfolios are managed on discretionary or nondiscretionary terms and reports are provided quarterly. Investment work leverages fundamental analysis and Modern Portfolio Theory, favoring globally diversified, tax‑efficient, low‑cost mutual funds and ETFs where practical, and the adviser performs due diligence before recommending third‑party managers.

Notably, the firm explicitly offers pension consulting and complimentary educational seminar sessions—services that are relatively uncommon among independent advisers of this type—and incorporates third‑party managers into client solutions when warranted. The brochure also discloses cross‑disciplinary capabilities at the adviser level, including insurance licensing and limited tax‑return preparation, which expand implementation options but are identified as potential conflicts that the firm discloses to clients.