Lindsey Financial, Inc.

Lindsey Financial, Inc. provides fee-based financial planning to individual clients and business entities, addressing insurance, tax optimization, retirement, estate and business succession matters. The firm does not manage client investment portfolios directly and instead acts as a solicitor that may refer clients to third-party investment advisers for implementation.

LFI follows a structured planning process—data gathering, analysis, plan presentation, implementation and ongoing monitoring—and encourages semi‑annual reviews with updated plans provided on request. Although its materials discuss a broad set of securities and investment strategies, specific security recommendations and trading are handled by the third‑party money managers to which clients may be directed.

Notably, the firm is affiliated with an insurance sales entity and with an accounting/bookkeeping business, and representatives may receive commission income from insurance sales; LFI also receives fee‑sharing compensation from third‑party advisers, and these relationships are disclosed as potential conflicts of interest. Uncommonly for firms in this category, LFI does not accept custody or trading authority, does not manage assets, and does not use percentage‑of‑AUM pricing—its services are provided under negotiated flat‑fee planning arrangements.