Los Gatos Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Los Gatos Financial LLC provides personalized financial planning, portfolio analysis, and ongoing planning and coaching to individuals, high-net-worth clients, and business entities, and it assists clients with setting up retail brokerage and retirement accounts. The firm explicitly does not manage client assets, does not sponsor wrap-fee programs, and states it does not receive commissions or external compensation for recommended products.
The firm’s planning process begins with an in‑depth discovery to document goals and risk tolerance and culminates in a customized written financial plan delivered electronically, with work generally completed within sixty days when required documentation is provided. For clients who purchase ongoing services, Los Gatos Financial offers periodic coaching, access to online planning tools, up to several in-person review meetings, and independent portfolio reviews focused on fees, risk, and alignment with objectives.
Compared with many firms in the investment-manager category, Los Gatos Financial relies on hourly or fixed fees and bills ongoing planning on a per‑meeting or periodic basis rather than using percentage‑of‑AUM fees. The firm also emphasizes financial education, discloses material conflicts under applicable state rules, and affirms it does not receive commissions or other third‑party compensation.
Client services
Financial planning
Expertise
General retirement planning
Social Security optimization
Roth conversion strategy
Income planning
Business ownership considerations
Fee options
Fixed fees between $400 and $4,000 for financial planning; Fixed fees $250 - $2,500 for portfolio review
$250 per hour for financial planning services
Ongoing financial planning fee $360 - $3,000 annually, billed every 90 days or per meeting
Fee-only: Hourly fee of $250 per hour; Fixed fee between $400 and $4,000 for financial planning; Fixed fee $250 - $2,500 for portfolio review; Ongoing planning fee $360 - $3,000 annually billed every 90 days or per meeting.
Main office location
Los Gatos Financial LLC
236 N. Santa Cruz Ave., Ste 207
Los Gatos CA 95030, United States
Number of offices
1
Most active in
Los Gatos Financial LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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