Mason-McBride Capital Advisors, LLC

Mason-McBride Capital Advisors provides financial planning and consulting primarily for business entities and retirement plans, including pension and profit‑sharing plans, and offers 401(k) plan design, vendor benchmarking and annual ERISA fiduciary reviews. The firm also serves individuals and high‑net‑worth clients but does not manage client assets or accept custody; investment management services are generally implemented through referrals to a third‑party broker‑dealer/adviser relationship.

The firm’s process follows a five‑step planning discipline and a “Total Return Process” that integrates legal, tax, insurance and investment considerations to develop customized recommendations and monitor progress. For analysis and portfolio construction it uses both fundamental and technical analysis and a range of instruments (index and actively managed funds, equities, debt, private placements and long/short techniques); planning and consulting services are billed on an hourly basis rather than as a percentage of assets.

Distinctive features noted in the brochure include the principal’s legal background and an affiliated insurance business, and an explicit pension and 401(k) consulting practice focused on plan design, vendor strategies and fiduciary review—services that are less common among firms in this category. The adviser also discloses that associated persons are registered representatives of LPL Financial (and that referrals and commission arrangements may create conflicts of interest) and that associated persons devote a substantial portion of their time to outside business activities.