Mikhael Paul

Mikhael Paul Wealth Management is a recently formed registered investment adviser that offers financial planning, portfolio management, and corporate financial-planning arrangements to a mix of clients that includes corporations, small businesses, charitable organizations, and individual investors. The firm also provides non‑advisory business-management services (payroll, bookkeeping) through an internal division and, as of its filing, reports no assets under management.

Advisory services are delivered through a customized discovery process and may include discretionary portfolio management, tax‑optimization overlays, thematic preferences, and Personalized Managed Accounts; financial plans incorporate proprietary return estimates and may use Monte Carlo simulations. While the firm uses percentage‑of‑AUM arrangements common to investment managers, it also offers alternative billing options such as hourly planning and flat retainer engagements and separates advisory fees from transaction or custodian charges.

The brochure discloses that Mikhael Paul is licensed as an insurance agency and maintains material relationships with New York Life, MetLife, and AFLAC, noting that commissions from insurance products are a substantial revenue source and describing supervisory procedures and disclosures to address the resulting conflicts of interest. The firm also operates paid educational workshops and seminars and maintains a distinct business‑services unit for small businesses, features that the firm highlights as part of its service mix.