Musser Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,016,683
Clients
23
13% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
23
TypicalAverage account size
$174,638
About
Musser Financial Planning, LLC provides portfolio management and comprehensive financial planning to individual and high‑net‑worth clients on an ongoing basis. Services include preparing individualized investment policy statements, regular portfolio monitoring, and advice on mutual funds, ETFs, equities, and insurance products including annuities.
The firm constructs client portfolios using fundamental analysis, modern portfolio theory, and quantitative methods with a long‑term trading orientation, documenting risk tolerance and reviewing accounts at least monthly. It uses a designated custodian (Altruist) for custody and a third‑party platform (Pontera) to manage held‑away defined‑contribution accounts and exercise rebalancing discretion for those accounts.
Noteworthy distinctions include that the firm’s principal is a licensed insurance agent who offers commissionable insurance products through a brokerage general agency relationship, a practice the brochure identifies as a potential conflict with fiduciary advisory services. The firm also requires clients to use a specific broker‑dealer/custodian, does not aggregate block trades for multiple client accounts, and uses third‑party platforms to manage held‑away accounts — practices that differ from many independent advisory peers.
Client services
Financial planning
Portfolio management
On-going financial planning
Expertise
Annuities
Life insurance needs analysis
Disability insurance
Long-term care insurance
Fee options
$1 - $150,000: 1.60% $150,001 - $550,000: 1.25% $550,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,000+: 0.50%
Commissions from insurance product sales; no commissions from mutual funds or ETFs
$150 per hour for financial planning services
Up to $2,500 annually for ongoing financial planning, billed monthly or quarterly
Account minimum: $150,000 Fee-only: $150/hour for financial planning; up to $2,500 annually for ongoing financial planning, billed monthly or quarterly
Main office location
Musser Financial Planning, LLC
Scottsdale AZ, United States
Number of offices
1
Most active in
Musser Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Arizona
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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