National Retirement Institute

National Retirement Institute provides investment management and financial planning services to a mix of clients that includes individuals (both non‑high‑net‑worth and high‑net‑worth), entrepreneurs, and institutional entities such as foundations, trusts, and employer‑sponsored retirement plans. The firm also offers standalone planning and hosts public educational seminars and workshops for accredited investors and entrepreneurs; like many peers it charges fees based on assets under management.

The firm’s investment process emphasizes a top‑down, macro‑environmental approach with tactical asset allocation and sector rotation, combining ETFs, individual equities, fixed‑income securities, and cash positions to pursue tax‑efficient investing, income generation, and retirement objectives. NRI generally manages client accounts on a non‑discretionary basis, integrates financial planning into its engagements, and coordinates with clients’ other advisors on tax, estate, and insurance matters.

Noteworthy distinctions include formal affiliations with an affiliated tax preparation entity and a separate insurance company, which create separate fee relationships and revenue sharing and allow the firm to offer commission‑based insurance products (placed in part through a third‑party insurance marketing organization). The firm also runs complimentary public workshops, may bill hourly for certain financial planning work, and was newly registered with no assets under management at the time of its Form ADV filing.