Nicolette Financial Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$25,911,666
Clients
33
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
33
HighAverage account size
$785,202
About
The firm provides personalized financial planning, consulting, investment advisory services, and tax preparation and filing for individuals, trusts, estates, not-for-profit organizations, and business entities. Engagements typically begin with a written financial plan used to determine how advisory services will be implemented and monitored.
The firm operates on a fee-only, non-discretionary basis and employs a tactical asset-allocation approach intended to manage risk and pursue improved performance, documented in an Investment Policy Statement for each client. It uses professional managers and a major custodial platform, requires client approval before executing trades under a limited agent authorization, and delivers quarterly reports and formal reviews.
What is distinctive is the firm’s small, solo-advisor structure combined with firm-level tax preparation and IRS representation (the advisor is an Enrolled Agent), which means tax compliance and planning are offered alongside investment advice. The adviser also bills fees directly rather than deducting them from custodial accounts, takes no custody of client assets, and does not accept commissions — practices that differ from many peers.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
Tax strategies for small businesses
Business exit / sale strategy
Wealth management
Fee options
Option for fixed fee for financial plan, amount varies by complexity, with advance payment not exceeding $500 for work over 6 months
$0 - $150,000: Minimum fixed quarterly fee of $150 $150,000+: Maximum 0.4% of AUM annually (charged quarterly)
Financial planning and consulting billed at $150 - $200 per hour, negotiable based on complexity
Fixed quarterly fee for investment advisory services based on AUM
Minimum fee: Minimum investment advisory fee of $150 per quarter if AUM is under $150,000 Fee-only: Fee-only investment advisory services; no commissions or product sales compensation
Main office location
Nicolette Financial Advisors LLC
Charlottesville VA, United States
Number of offices
2
Most active in
Nicolette Financial Advisors LLC has reported serving >5 clients in these states in the last 12 months.
North Carolina · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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