Nine Gems Investment Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$360,434
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Nine Gems serves individual investors and plan sponsors by providing discretionary portfolio management, financial planning, and qualified retirement plan consulting. The firm’s services cover a broad set of instruments and vehicles, including exchange-listed and over-the-counter securities, mutual funds, options, and interests in real estate and oil and gas partnerships.
The adviser describes its investment approach as a tactical allocation strategy aimed at reducing risk and improving performance, using fundamental, technical, and cyclical analysis and trading tools that may include margin, short sales, and option strategies. Portfolios are managed on a custom, discretionary basis with periodic account reviews and custodian-provided reporting; the firm may recommend cash positions, sector-specific stock selections, or redistribution of allocations to manage risk.
Compared with many peers, Nine Gems emphasizes qualified retirement plan consulting — assisting plan sponsors with IPS development, quarterly written reports, participant education, and special projects — and discloses an hourly consulting rate ($500/hour), reflecting an uncommon mix of hourly, fixed, and percentage-of-AUM fee arrangements for an investment manager. The brochure also notes the principal’s data-science and analytics background and that the firm provides business valuation consulting (about 15 hours per month), which are operational details that may appeal to plan sponsors and high-net-worth clients seeking analytical support.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Cash flow / budgeting
General tax planning
Retirement withdrawal strategies
Active portfolio management
Real estate investing
Fee options
Financial planning services charged a fixed fee ranging from $500 to $3,000 per plan
2.0% annually, payable quarterly in advance
$500 per hour for Qualified Retirement Plan Consulting Services and additional non-investment duties as agreed
Main office location
Nine Gems Investment Management
San Jose CA, United States
Number of offices
1
Most active in
Nine Gems Investment Management has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")