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North County Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
North County Financial Planning, LLC is a fee-only registered investment adviser that provides investment management, ongoing and project-based financial planning, and educational seminars to individuals, including high‑net‑worth clients. The firm’s ADV indicates it had no assets under management as of early 2026 and that it recently commenced operations.
The firm emphasizes asset-allocation-driven portfolio construction and may combine passive and active vehicles, fundamental and technical analysis, and the use of outside managers to implement client strategies. Financial planning engagements are collaborative and can be ongoing or limited in scope, with written plans provided to clients and the option for discretionary or non-discretionary account authority.
Compared with many peers in its regulatory category, the firm offers public educational seminars and premarital financial coaching and uses hourly and flat‑fee billing arrangements rather than relying primarily on percentage‑of‑assets fees. The firm notes that its principal has advanced business training, prior trading experience, and recent CFP credentialing, which it cites as informing its planning and investment approach.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
College savings (529s, UTMA, etc.)
Business ownership considerations
Cash flow / budgeting
General estate planning guidance
Occupation focus
Founder/Business Owner
Demographic focus
Married/Couples/Partners
Fee options
Fixed fees ranging from $0 to $10,000 for Project-Based Financial Planning; initial fee up to $10,000 for Ongoing Comprehensive Financial Planning
Hourly rate of $300 for Project-Based Financial Planning
Recurring fixed fees for Ongoing Financial Planning ranging from $0 to $10,000, paid quarterly in arrears
Minimum fee: Flat annual fee of up to $10,000, paid quarterly in arrears for Investment Management Services Fee-only: Fee-only firm; fees negotiable and may vary by client
Main office location
North County Financial Planning, LLC
Encinitas CA, United States
Number of offices
1
Most active in
North County Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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