Off the Beaten Path Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$6,103,056
Clients
29
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
29
HighAverage account size
$210,450
About
Off the Beaten Path Financial LLC is a fee-only, independent investment adviser that serves individuals, high-net-worth clients, and employer-sponsored retirement plans. The firm provides discretionary investment management, written financial and business planning, and business advisory services for firm owners.
OBPF implements portfolios using asset allocation and a mix of passive and active strategies, supported by fundamental, technical, and cyclical analysis, and performs quarterly account reviews. The firm also offers digital-asset strategies through Arbor Digital with custody via BitGo and reviews held-away accounts using Pontera for 401(k)s, 529s, variable annuities and similar holdings.
Compared with peers, OBPF is notable for providing retirement-plan services as an ERISA section 3(38) investment manager for plan sponsors and for disclosing performance and predecessor-performance information in its materials—both practices that are uncommon among independent advisers. The firm also emphasizes business planning and employee financial-wellness programs as part of its service mix.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Business ownership considerations
Tax strategies for small businesses
Business exit / sale strategy
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Founder/Business Owner
Engineering Professional
Demographic focus
Mid-Career Professionals
Fee options
Financial Planning fixed fees range from $1,000 - $25,000; Business Planning fixed fees range from $2,000 - $25,000; Retirement Plan Management fixed fees up to $10,000
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $3,000,000: 0.70% $3,000,001+: 0.50% All Digital Assets+: 2.65%
Financial Planning services charged at $400 per hour
Business Planning ongoing monthly fee of $1,000 - $5,000
Fee-only: Financial Planning: Fixed fee $1,000 - $25,000 or hourly at $400/hr; Business Planning: Fixed fee $2,000 - $25,000 and/or ongoing monthly fee $1,000 - $5,000; Retirement Plan Management: Fixed fee up to $10,000 plus 0.25% - 0.50% of assets
Main office location
Off the Beaten Path Financial
Wilsall MT, United States
Number of offices
1
Most active in
Off the Beaten Path Financial has reported serving >5 clients in these states in the last 12 months.
Montana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
Facebook
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Instagram
YouTube
Website
(406) 414-9916
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