OnPlane Financial Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$60,252,027
Clients
39
90% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
39
HighAverage account size
$1,544,924
About
OnPlane Financial Advisors is a fee‑only practice that works primarily with individuals and families to provide comprehensive ongoing financial planning, asset advisement, and investment management. The firm offers both non‑discretionary financial planning and held‑away asset guidance as well as discretionary portfolio implementation and monitoring.
The firm follows a passive, index‑oriented investment approach that relies mainly on mutual funds and exchange‑traded funds to build diversified portfolios and generally avoids recommending individual stocks or bonds. Investment management engagements include ongoing financial planning at no additional charge, and the firm bills clients via quarterly fixed fees rather than a percentage‑of‑assets model, with fee waivers possible for certain small accounts.
Distinctive elements include the fixed, negotiable quarterly billing structure instead of the more common AUM‑linked fee and the explicit inclusion of financial planning within discretionary mandates. The brochure also discloses a recent state consent order concerning certain flat‑fee disclosures and website materials and the firm’s agreement to independent oversight and enhancements to supervisory and advertising practices.
Client services
Financial planning
Portfolio management
Expertise
Tax-loss harvesting
Equity compensation tax strategy
Cash flow / budgeting
Fee options
Fee-only: Annual fixed fee ranges from $5,000 to $20,000 per client, billed quarterly in advance as $1,250 to $5,000 per quarter, not to exceed 2% of client investments under management and/or advisement. Fees are negotiable.
Main office location
OnPlane Financial Advisors
Poolesville MD, United States
Number of offices
1
Most active in
OnPlane Financial Advisors has reported serving >5 clients in these states in the last 12 months.
Maryland · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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