O
Overflow Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
OverFlow Financial LLC provides portfolio management and financial planning services to individual clients. The firm prepares a written Investment Policy Statement for each client and generally limits its investment recommendations to mutual funds, fixed income securities, equities, ETFs, Treasury inflation-protected securities, and insurance products including annuities.
The firm’s investment process emphasizes fundamental analysis and a long-term trading approach, with portfolio decisions guided by client-specific Investment Policy Statements and periodic monitoring; the firm does not accept investment discretion over client accounts. OverFlow states it seeks fair and equitable allocation of investment opportunities across accounts, acts as a fiduciary for retirement accounts, and relies on custodial statements for client reporting.
Noteworthy aspects include an affiliation between the firm’s principal and the insurance industry—the principal is a licensed insurance agent with Ash Brokerage—which the brochure discloses as a potential conflict when insurance or annuity products are recommended and describes procedures to disclose and periodically review such recommendations. The firm is newly formed with a single management person, currently reports no assets under management or client accounts, and delivers financial planning primarily as a one-time engagement unless clients request additional services.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Annuities
College savings (529s, UTMA, etc.)
General tax planning
Wealth management
Fee options
$1,500 to $3,000 fixed fee for financial planning
$25,000+: 1.50% annually
Account minimum: $25,000
Main office location
Overflow Financial
Missouri City TX, United States
Number of offices
1
Most active in
Overflow Financial has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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