Paul Edward Fritch CPA

Paul Edward Fritch CPA provides investment advisory services and financial planning to individual clients, including high-net-worth individuals, and reports approximately $2.365 million in client assets across 11 accounts. The firm generally limits investment recommendations to mutual funds (its primary recommendation), equities, fixed income, ETFs and annuities and offers one-time financial plans as well as ongoing portfolio management.

The firm documents each client’s goals and risk tolerance in an Investment Policy Statement, employs cyclical analysis and modern portfolio theory, and follows a long-term trading approach while monitoring accounts and delivering quarterly custodian reports. It does not accept performance-based fees, does not participate in wrap fee programs, and states a policy of seeking fair allocation of investment opportunities among clients.

Notable distinctions include that the adviser is a licensed Certified Public Accountant who also performs accounting work and acts as an insurance agent, occasionally offering commissionable insurance or annuity products (a relationship the brochure discloses as a potential conflict of interest). The firm’s assets are managed on a primarily non‑discretionary basis and it does not accept proxy‑voting authority, meaning clients retain trade authorization and receive proxies directly from issuers or custodians.