Personal CFO Solutions LLC

Maryanne Mitchell is a financial advisor with Personal CFO Solutions LLC in Chester, NJ. She holds a Series 63 designation and has 28 years of industry experience, including 17 years at Mercer Allied Company, L.P. from 1999 to 2016. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients. The firm provides comprehensive financial planning, discretionary portfolio management, and 401(k) consulting, with an investment approach focused on longer-term allocations primarily using mutual funds and ETFs, supplemented by independent investment managers and tactical short-term trades when appropriate.

John Vieira is a Series 66–licensed financial advisor with Personal CFO Solutions LLC in Chester, NJ, bringing 22 years of industry experience. He has worked at Purshe Kaplan Sterling Investments since 2015 and has been with Personal CFO Solutions since 2011. Outside of his advisory role, he is a partner in a local driving school. Personal CFO Solutions serves individuals, high-net-worth clients, and various institutional entities, offering comprehensive financial planning, discretionary portfolio management, and coordination with clients’ other professional advisors. The firm emphasizes longer-term allocations through mutual funds and ETFs, employs a formal manager vetting process, and manages approximately $1.375 billion in discretionary assets across a multi-advisor team.

Patrick Nolan is a financial advisor at Personal CFO Solutions LLC with 23 years of industry experience. He has been with the firm since 2011 and holds a Series 63 designation. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients. The firm offers comprehensive financial planning, discretionary portfolio management, and coordinated implementation through clients’ professional advisors, with an investment approach focused on longer-term allocations using mutual funds and ETFs alongside selective use of independent managers and tactical trades.

Kristin Sanguino is a CFP® with 24 years of industry experience. She has been with Personal CFO Solutions LLC since 2019 and previously worked at The AYCO Company, L.P./Mercer Allied for 23 years. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients. The firm provides comprehensive financial planning and consulting, discretionary portfolio management, and coordinates implementation through clients’ other professional advisors, employing a longer-term investment approach with mutual funds, ETFs, and independent managers.

John Higgins is a CFP® and holds a Series 66 license with 10 years of industry experience. He is currently with Personal CFO Solutions LLC and has prior experience at Goldman Sachs & Co. LLC, United Capital Financial Advisers, LLC, and The Ayco Company, L.P./Mercer Allied. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients, providing comprehensive financial planning, discretionary portfolio management, and coordination with clients’ other professional advisors. The firm’s investment approach focuses on long-term allocations using mutual funds and ETFs, supplemented by tactical short-term trades and independent manager oversight through a formal vetting process.

Michael Kirkland is a Series 66-registered financial advisor with 15 years of industry experience. He has been with Personal CFO Solutions LLC since 2013. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients, providing comprehensive financial planning, consulting, and discretionary portfolio management. The firm emphasizes longer-term allocations through mutual funds and ETFs, employs a formal third-party manager vetting process, and manages approximately $1.375 billion in discretionary assets across a multi-advisor team.

Bryan Landadio is a CFP® professional with 19 years of industry experience, currently serving at Personal CFO Solutions LLC since 2011. He holds Series 63, 65, and 66 licenses. Outside of his advisory work, he is a passive member of National Advisors Group, LLC, an insurance business. Personal CFO Solutions serves individuals, high-net-worth clients, and various institutional clients, offering comprehensive financial planning and discretionary portfolio management. The firm emphasizes longer-term investment allocations through mutual funds, ETFs, and independent managers, supported by an internal investment committee and ongoing account reviews.

Benjamin Ostrove is a financial advisor with Personal CFO Solutions LLC, holding a Series 66 designation and 20 years of industry experience. He worked at Ayco from 2004 to 2017 before joining his current firm. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients with comprehensive financial planning, consulting, and discretionary portfolio management. The firm emphasizes longer-term allocations using mutual funds and ETFs, employs tactical short-term trades in limited cases, and combines an in-house wrap program with a third-party manager vetting process.

Carli Piccolella is a financial advisor at Personal CFO Solutions LLC with 13 years of industry experience. She holds a Series 66 designation and has previously worked at Goldman Sachs & Co. LLC, United Capital Financial Advisers, LLC, and The AYCO Company, L.P./Mercer Allied. Outside of finance, she worked for the Bloomfield Recreation Department for over a decade. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients. The firm provides comprehensive financial planning and discretionary portfolio management, emphasizing longer-term allocations with mutual funds and ETFs, alongside a structured vetting process for independent managers.

Justin Forik is a financial advisor with Personal CFO Solutions LLC in Chester, NJ, holding a Series 65 designation and seven years of industry experience. He previously worked at The Ayco Company, L.P./Mercer Allied in 2016. Personal CFO Solutions serves individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate clients, offering comprehensive financial planning, consulting, and discretionary portfolio management. The firm emphasizes longer-term allocations using mutual funds and ETFs, employs a formal manager vetting process, and manages approximately $1.375 billion in discretionary assets across a multi-advisor team.