Personal Path Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
The firm serves individual investors, trusts, estates, charitable organizations, and businesses by providing fee‑only financial planning, investment analysis, portfolio consultations, and group educational seminars. Clients receive written or electronic financial plans and ongoing consultations; the firm does not accept custody of client funds or execute trades on clients’ accounts.
For investment advice it typically employs fundamental analysis to develop long‑term asset allocation and risk‑management recommendations, emphasizing diversification and tax efficiency and often recommending indexed funds or ETFs as a passive “core” while accommodating active strategies when appropriate. Recommendations are documented in an Investment Policy Statement and delivered for clients to implement through their chosen custodians or broker‑dealers.
What is distinctive about the firm is its engagement model: it bills on an hourly or fixed‑fee basis rather than charging percentage‑of‑assets fees and does not offer discretionary investment management. The firm operates on a fee‑only basis, participates in a professional network for fee‑only planners, and offers seminars (including occasional pro bono sessions), with no stated account minimums.
Client services
Financial planning
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Retirement income strategy
Fee options
Fixed fee up to $500 based on estimated hours at $300/hour
$300 per hour
Fee-only: Hourly fee of $300 per hour; Fixed fee up to $500 based on estimated hours at $300/hour
Main office location
Personal Path Financial Planning
Hillsborough NC, United States
Number of offices
1
Most active in
Personal Path Financial Planning has reported serving >5 clients in these states in the last 12 months.
North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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