Powering Your Retirement
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$81,334,386
Clients
162
15% high-net-worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
162
Very HighAverage account size
$502,064
About
Powering Your Retirement provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients, managing roughly $81 million across about 162 client accounts with a two-advisor team. Services include tailored portfolio construction, asset allocation and monitoring, and one-time or hourly financial plans that cover retirement, tax, insurance and other planning topics.
The firm uses a mix of analytical methods — charting, cyclical, fundamental, quantitative and technical analysis — and employs both long- and short-term trading strategies, generally implementing model allocations under discretionary authority while documenting clients’ risk tolerances. Clients receive periodic reviews and quarterly custodian statements; financial planning engagement typically concludes upon delivery of the plan unless additional services are contracted.
Powering Your Retirement has business affiliations that are less common among its peers: a principal acts as a licensed insurance agent and the firm’s personnel perform tax preparation through an affiliated tax practice, and the brochure discloses these relationships and the firm’s procedures to address related conflicts of interest. The firm also notes use of ETFs that provide exposure to digital assets and precious metals and requires custody at a single institutional custodian, features that may influence product selection and execution relative to many similar advisers.
Client services
Financial planning
Portfolio management
Expertise
Annuities
College savings (529s, UTMA, etc.)
Fee options
Fixed fees for financial plans negotiated between $500 and $3,000
$0 - $100,000: 1.50% $100,001 - $250,000: 1.25% $250,001 - $500,000: 1.15% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $4,000,000: 0.70% $4,000,001 - $5,000,000: 0.60% $5,000,001+: 0.50%
$150 to $300 per hour for financial planning services
Fee-only: Portfolio management fees based on tiered AUM schedule as above; financial planning fixed fees $500 to $3,000; hourly fees $150 to $300
Main office location
Powering Your Retirement
12657 Alcosta Boulevard, Suite 415
San Ramon CA 94583, United States
Number of offices
2
Most active in
Powering Your Retirement has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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