Price Planning, LLC

Price Planning provides fee-only financial planning and investment advisory services to individuals and families through hourly and fixed-fee (retainer) engagements, and the firm does not accept commissions or take custody of client funds. Services span cash flow and debt management, insurance needs, college and retirement planning, estate and tax planning, asset allocation, and specific investment selection.

The firm emphasizes fundamental, long-term, buy-and-hold investment strategies with asset allocation as a primary determinant of portfolio returns and generally recommends no-load mutual funds and ETFs; analyses use publicly available research and computerized allocation models. Client work is engagement-based with a complimentary introductory meeting, and Price Planning executes investment actions only on a non-discretionary basis (using a Vanguard limited power of attorney or an institutional relationship with Fidelity) and does not provide ongoing supervisory reviews unless re-engaged by the client.

Noteworthy aspects include an affiliated legal entity (Price Legal Services, LLC) through which clients may separately obtain basic estate documents, and leadership that combines legal, accounting and CFP credentials, with tax preparation and planning accounting for a substantial portion of the practice. The firm also does not charge percentage-of-assets-under-management fees and relies on custodial relationships and limited trading authority for execution rather than custody or discretionary asset management.