Protegro, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,787,557
Clients
34
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
34
HighAverage account size
$140,811
About
Protegro, Inc. is a small registered investment adviser serving individuals, high‑net‑worth clients, families and small businesses, managing about $4.8 million across roughly 34 client relationships. The firm provides discretionary investment advisory services and comprehensive retirement and financial planning, documenting client goals, risk tolerance and time horizon before making recommendations.
Protegro delegates portfolio implementation to unaffiliated sub‑advisors — including Financial & Tax Architects and Flexible Plan Investments — and does not execute trades directly, while retaining responsibility for ongoing client monitoring. Its stated analytical toolkit includes fundamental, technical and cyclical analysis alongside cash‑flow, tax and estate planning considerations, with periodic reviews and custodial statements provided to clients.
Distinctive features disclosed in the brochure include that the firm’s principal is a licensed insurance agent who spends approximately 70% of professional time in an insurance practice and may sell commission‑based insurance products in states where licensed, creating a potential conflict of interest the firm says it mitigates through disclosures and its code of ethics. The brochure also discloses a 2023 consent order related to the sale of an unregistered security in Tennessee (civil penalty and a six‑month bar) and a referral arrangement with an online estate‑document provider; these compliance and referral arrangements are noted as matters clients should consider.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Wealth management
Fee options
$0 - $500,000: 1.00% $500,001 - $999,999: 0.75% $1,000,000+: 0.35%
Insurance products sold by the principal receive commissions; insurance commissions are a conflict of interest disclosed in Item 10.
Financial planning fees charged hourly between $100 to $500 per hour depending on complexity; hourly rate is negotiable.
Fee-only: Protegro charges a 1.00% advisory fee on assets under management, plus sub-advisor fees; sub-advisor fees range from 0.6% to 1.25%. Fees may be negotiable.
Main office location
Protegro, Inc.
Ashland MA, United States
Number of offices
1
Most active in
Protegro, Inc. has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
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