Protegro, Inc. logo

Protegro, Inc.

Updated today

Client assets under management

$4,787,557

Clients

34

0% high-net-worth

Advisors

1

of 1 employees

Firm type

Independent

1 advisor with up to 2 employees

Clients per advisor

34

High

Average account size

$140,811

About

Protegro, Inc. is a small registered investment adviser serving individuals, high‑net‑worth clients, families and small businesses, managing about $4.8 million across roughly 34 client relationships. The firm provides discretionary investment advisory services and comprehensive retirement and financial planning, documenting client goals, risk tolerance and time horizon before making recommendations.

Protegro delegates portfolio implementation to unaffiliated sub‑advisors — including Financial & Tax Architects and Flexible Plan Investments — and does not execute trades directly, while retaining responsibility for ongoing client monitoring. Its stated analytical toolkit includes fundamental, technical and cyclical analysis alongside cash‑flow, tax and estate planning considerations, with periodic reviews and custodial statements provided to clients.

Distinctive features disclosed in the brochure include that the firm’s principal is a licensed insurance agent who spends approximately 70% of professional time in an insurance practice and may sell commission‑based insurance products in states where licensed, creating a potential conflict of interest the firm says it mitigates through disclosures and its code of ethics. The brochure also discloses a 2023 consent order related to the sale of an unregistered security in Tennessee (civil penalty and a six‑month bar) and a referral arrangement with an online estate‑document provider; these compliance and referral arrangements are noted as matters clients should consider.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning Wealth management

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Fee options

Percentage

$0 - $500,000: 1.00% $500,001 - $999,999: 0.75% $1,000,000+: 0.35%

Commissions

Insurance products sold by the principal receive commissions; insurance commissions are a conflict of interest disclosed in Item 10.

Project-based

Financial planning fees charged hourly between $100 to $500 per hour depending on complexity; hourly rate is negotiable.

Other

Fee-only: Protegro charges a 1.00% advisory fee on assets under management, plus sub-advisor fees; sub-advisor fees range from 0.6% to 1.25%. Fees may be negotiable.

Main office location

Protegro, Inc.

Ashland MA, United States

Number of offices

1

Most active in

Massachusetts

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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