Provident Living Financial Services

Rachel Pierini is a financial advisor at Provident Living Financial Services with nine years of industry experience. She holds a Series 65 designation and has been with Provident Living since 2015. Outside of her advisory role, Pierini owns QB Business Solutions, LLC, which provides life and financial advocacy services, notary services, and administrative support. Provident Living Financial Services serves individuals, trusts, estates, nonprofit organizations, and business clients with discretionary portfolio management, financial planning, and group retirement plan investment management. The firm employs a blended advisory and financial wellness model, offering multi-tiered membership plans and concierge services alongside its investment programs.

Richard Barber is a financial advisor with Provident Living Financial Services in Lehi, UT, holding a Series 66 designation and having 23 years of industry experience. He has worked at several firms, including Wells Fargo Advisors Financial Network and Sutter Wealth Management, and currently serves on the board of Welfie, a technology platform licensing company. Provident Living Financial Services provides discretionary portfolio management, financial planning, and group retirement plan investment management for individuals, trusts, estates, nonprofit organizations, and business clients. The firm uses a blended advisory and financial wellness model with multi-tiered membership plans and integrates fundamental, technical, and cyclical analysis in its investment approach.

Ruth Barber is a financial advisor at Provident Living Financial Services in Lehi, UT, holding a Series 65 designation with over a decade of experience. She has been with Provident Living Financial Services since 2010 and is also involved with Welfie, LLC. Provident Living Financial Services provides discretionary portfolio management, financial planning, and group retirement plan investment management to individuals, trusts, estates, nonprofit organizations, and business clients. The firm combines fundamental, technical, and cyclical analysis with a multi-tiered advisory and financial wellness model that includes membership plans, concierge services, and employer-sponsored programs.