PWJohnson Wealth & Legacy, LLC

Updated today

Find your advisor

Client assets under management

$59,527,224

Clients

51% high-net-worth

Advisors

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Low

Average account size

$1,123,155

About

PWJohnson Wealth & Legacy provides fee-only financial planning and investment management to individuals (including high‑net‑worth clients), trusts, estates, charitable organizations, small businesses, and retirement plans. Services include comprehensive and modular planning (cash flow, tax-aware strategies, retirement, education and estate planning), periodic reviews, and occasional educational workshops; the firm generally expects a $1,000,000 account minimum but may waive it in some circumstances.

The firm’s investment approach is diversified and adaptive, informed by Modern Portfolio Theory, behavioral finance, and macroeconomic analysis, and it typically implements portfolios through mutual funds, ETFs/ETNs and third‑party managers. Notably, the firm operates almost entirely on a non‑discretionary basis — clients must preapprove transactions and the adviser acts under limited authority to place orders and arrange fee deductions — with account reviews conducted at least semiannually.

A distinguishing feature is the predominance of non‑discretionary assets (the firm reports $62,486,257 in non‑discretionary AUM and no discretionary AUM), an uncommon arrangement among supported firms that affects client engagement and trade execution. The adviser also emphasizes legacy and estate coordination (including facilitating family dialogue and engaging collaborative professionals), adheres to a strict fee‑only model without product commissions, and runs as a small, two‑advisor practice that leverages institutional custody support for operational services.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

General retirement planning Cash flow / budgeting General estate planning guidance College savings (529s, UTMA, etc.) Tax strategies for small businesses

Demographic focus

Approaching retirement Baby Boomers (Born 1946-1964)

Fee options

Fixed

Fixed retainer fees ranging from $2,500 to $20,000 per year

Percentage

$0 - $500,000: 1.25% annually $500,000 - $1,000,000: 1.00% annually $1,000,001 - $5,000,000: 0.75% annually $5,000,001+: 0.50% annually

Project-based

$325 per hour

Other

Account minimum: $1,000,000 Minimum fee: $6,250 minimum annual fee Fee-only: Firm is strictly fee-only; no commissions or mark-ups received

Main office location

PWJohnson Wealth & Legacy, LLC

2051 Grant Road, Suite 240

Los Altos CA 94024-6913, United States

Number of offices

Most active in

California

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 408-747-1222

Advisors at this firm

Peter J

Series 63

Los Altos, CA

PWJohnson Wealth & Legacy, LLC

Peter Johnson is a financial advisor with PWJohnson Wealth & Legacy, LLC, holding a Series 63 designation and over 35 years of industry experience. He has worked at PWJohnson Wealth Management and OneAscent Financial Services LLC before joining his current firm in 2020. Outside of advising, Mr. Johnson serves as President of AdvisorPress, Inc., a publisher focused on personal financial planning information and public financial literacy events. PWJohnson Wealth & Legacy provides personalized, fee-only financial planning and investment management primarily for high-net-worth individuals, trusts, estates, charitable organizations, and small business retirement plans. The firm employs a diversified, adaptive investment approach grounded in Modern Portfolio Theory and behavioral finance, operating mainly on a non-discretionary basis with an emphasis on tailored, ongoing planning and family legacy facilitation.

General retirement planning Cash flow / budgeting General estate planning guidance College savings (529s, UTMA, etc.) Tax strategies for small businesses Approaching retirement Baby Boomers (Born 1946-1964)

Henry R

Series 65

Los Altos, CA

PWJohnson Wealth & Legacy, LLC

Henry Reed is a financial advisor at PWJohnson Wealth & Legacy, LLC with four years of industry experience. He holds a Series 65 designation and has worked at several firms including Griffin Black, LLC, Silicon Valley Capital Partners, and AssetMark Financial, Inc. before joining PWJohnson. PWJohnson Wealth & Legacy provides fee-only financial planning and investment management to high-net-worth individuals, trusts, estates, charitable organizations, and small business retirement plans. The firm employs a diversified investment approach based on Modern Portfolio Theory and behavioral finance, operating primarily on a non-discretionary basis with a focus on comprehensive planning and family legacy services.

Not sure where to start?

We'll help you think it through — whether you ultimately need an advisor or not.

Warmer helps you compare advisors clearly — so you can choose with confidence.

Find your advisor

Discover

Compare top advisor firms by metric, firm size, and location.

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you.

Our ongoing support