RDG Capital Management LLC logo

RDG Capital Management LLC

Updated today

Client assets under management

$71,454,231

Clients

46

46% high-net-worth

Advisors

3

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

15

Very Low

Average account size

$1,553,353

About

RDG Capital Management LLC provides fee-only investment advisory and financial planning services to individuals (including high‑net‑worth clients), trusts, employer‑sponsored retirement plans and other entities, managing roughly $131.8 million in client assets as of December 31, 2025 (about $76.9 million discretionary and $54.9 million non‑discretionary). Services include customized portfolio construction, tax-aware planning, ongoing rebalancing, and periodic performance and holdings reports.

The firm follows a long‑term, buy‑and‑hold, core‑and‑satellite approach that emphasizes broad diversification, low‑cost index and factor‑based funds, and tax efficiency, while accommodating client‑directed holdings and selective use of individual bonds when appropriate. Day‑to‑day portfolio management is performed under a formal sub‑advisory relationship with Armbruster Capital Management, with RDGCM retaining responsibility for client IPSs, oversight, and client communication.

RDGCM’s structure is notable for its combined advisory and financial/accounting expertise: the principals bring CPA and accounting‑firm backgrounds and have had prior ownership interests in accounting and insurance‑related entities (some of which have been divested), and the firm discloses an explicit affiliation with another investment adviser rather than managing all functions internally. The firm operates on a fee‑only basis, provides financial planning at no additional charge, and requires custody through a major broker‑dealer, which frames how it coordinates investment implementation, tax considerations, and custody for clients.

Client services

Financial planning Portfolio management

Expertise

Passive / index investing Tax-loss harvesting Private / alternative investments Real estate investing

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Fee options

Fixed

Fixed fees may be used depending on individual circumstances

Percentage

0.85% annually

Other

Fee-only: Fee-only arrangement, no commissions, referral fees, or other compensation

Main office location

RDG Capital Management LLC

20 Office Park Way, Suite 140

Pittsford NY 14534, United States

Number of offices

1

Most active in

Florida · New York · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Amy R

Series 63, Series 65, Series 66

Pittsford, NY

RDG Capital Management LLC

Amy Ryan is a financial advisor at RDG Capital Management LLC with two years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Prior to her current role, she worked at Cambridge Investment Research, Inc. and LPL Financial, LLC. Outside of advising, she owns MADE ESSENTIALS LLC, a business based in Pittsford, NY. RDG Capital Management LLC provides discretionary portfolio management and financial planning to high-net-worth individuals, institutions, and charitable organizations. The firm employs a long-term, core-and-satellite investment approach emphasizing low-cost, index-based funds and tax efficiency, and operates through formal subadvisory and professional affiliations.

Passive / index investing Tax-loss harvesting Private / alternative investments Real estate investing
user avatar

Whitney B

Series 65

Pittsford, NY

RDG Capital Management LLC

Whitney Baniewicz is a financial advisor at RDG Capital Management LLC with a Series 65 designation and over a decade of experience, including fourteen years at RDG + Partners, CPA. She has been with RDG Capital Management since 2023. RDG Capital Management LLC provides discretionary portfolio management and financial planning services to high-net-worth individuals, institutional clients, retirement plans, trusts, estates, and charitable organizations. The firm employs a long-term, core-and-satellite investment approach focused on low-cost, index-based ETFs and mutual funds, with complementary factor-based funds, bonds, and alternative investments, and operates through a formal subadvisory relationship with Armbruster Capital Management.

Passive / index investing Tax-loss harvesting Private / alternative investments Real estate investing
user avatar

Kate K

Series 65

Pittsford, NY

RDG Capital Management LLC

Kate Kenney is a financial advisor at RDG Capital Management LLC with over a decade of industry experience. She holds the Series 65 designation and has previously worked at Anderson Kenney Associates LLC and ProNexus LLC. RDG Capital Management LLC provides discretionary portfolio management and financial planning services to high-net-worth individuals and various institutional and individual clients. The firm employs a long-term, core-and-satellite investment strategy emphasizing low-cost, index-based funds and maintains formal affiliations with accounting and insurance practices to coordinate client services.

Passive / index investing Tax-loss harvesting Private / alternative investments Real estate investing
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