Regal Oak Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Regal Oak Financial serves individual investors, business owners, high-net-worth individuals, and nonprofit organizations, providing comprehensive financial planning, retirement and investment planning, insurance and tax planning (coordinating with CPAs), estate planning (coordinating with attorneys), and portfolio management. Clients can engage for a broad financial plan or for focused work on specific planning areas, and the firm prepares plans using MoneyGuidePro and offers model portfolios drawn from mutual funds and ETFs.
The firm’s investment approach emphasizes low-cost, long-term portfolios built primarily from mutual funds and exchange-traded funds, avoidance of frequent trading, and preference for no-load funds; it also makes Vanguard model portfolios available as an option. Regal Oak operates on a client-directed basis—its brochure states it does not accept custody or execute discretionary trades—so recommendations are implemented with client approval and periodic rebalancing.
Compared with many solo independent advisers, the brochure highlights work with nonprofit clients and the firm’s outside nonprofit activities (consulting with Entrenuity and serving on World Renew’s U.S. Investment Committee), which are noted alongside its client education resources on www.regaloakfinancial.com rather than regular in-person seminars. The firm also notes access to Vanguard strategic model portfolios and continuing-education resources for the adviser, features that support its advisor-led, non-discretionary service model.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Expertise
General retirement planning
Occupation focus
Founder/Business Owner
Fee options
$600 for comprehensive financial plan; $75/month for monthly fee plan
$100,000 - $250,000: 0.8% $250,001 - $500,000: 0.6% $500,001+: 0.4%
$150 per hour
$75 per month for monthly financial planning service
Fee-only: $75/hour for financial planning services; $75/month for monthly planning service; $600 for comprehensive financial plan (about 8 hours of work)
Main office location
Regal Oak Financial, LLC
Frankfort IL, United States
Number of offices
1
Most active in
Regal Oak Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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