Responsible Asset Management logo

Responsible Asset Management

Updated today

Client assets under management

$24,198,650

Clients

144

6% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

72

High

Average account size

$168,046

About

Responsible Asset Management, LLC provides investment supervisory services to individuals, trusts, qualified retirement plans, institutions, foundations and business entities. The firm manages roughly $42 million with two investment professionals and serves both retail and institutional clients using Traditional and ESG model portfolios across five risk profiles.

RAM employs an objective, disciplined process that begins with a client-specific risk profile and an Investment Policy Statement to guide portfolio construction and ongoing management. The firm uses a mix of fundamental and technical analysis, asset-allocation, mutual funds/ETFs, third-party managers and periodic rebalancing, and provides quarterly account reviews and performance reporting.

The firm’s brochure discloses recent material changes — including updates to fees and editorial revisions — and states it will deliver material-change updates annually, a disclosure practice that is less common among supported firms. RAM also relies on market newsletters and periodicals as part of its research mix (sometimes obtained via soft-dollar arrangements) and has adopted the CFA Institute’s Code of Ethics for its associated persons.

Client services

Financial planning Portfolio management Pension consulting Newsletters or periodicals

Expertise

ESG / Sustainable investing

Want help finding the right advisor?

Answer a few questions to see advisors matched to you.

Fee options

Percentage

$0 - $500,000: 1.25% $500,000 - $1,000,000: 1.15% $1,000,000 - $2,000,000: 1.00% $2,000,000 - $3,000,000: 0.90% $3,000,000 - $5,000,000: 0.70% $5,000,000 - $10,000,000: 0.50% $10,000,000+: Negotiable, not to exceed 0.50%

Other

Account minimum: $5,000 Fee-only: Fee-based only; no commissions or performance fees; asset management fees as per tiered schedule.

Main office location

Responsible Asset Management

Salt Lake City UT, United States

Number of offices

2

Most active in

Texas · Utah

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Jeffrey C

Series 63, Series 65

Salt Lake City, UT

Responsible Asset Management

Jeffrey Cline is a financial advisor with Responsible Asset Management in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at NPB Financial Group, LLC for 14 years and has operated Cline & Co., LLC since 1997. Responsible Asset Management provides investment supervisory services to individuals, trusts, qualified retirement plans, and other institutions, managing approximately $40.6 million in assets across about 109 client accounts. The firm offers diversified portfolios based on five defined risk strategies and combines fundamental and technical analysis with asset allocation to serve its clients.

ESG / Sustainable investing
user avatar

Nathan C

Series 65

Salt Lake City, UT

Responsible Asset Management

Nathan Cline is a financial advisor at Responsible Asset Management in Salt Lake City, UT, holding a Series 65 designation with eight years of industry experience. He founded Cline Capital Advisers, which serves as a holding company for Responsible Asset Management and conducts a small portion of his business. Prior to his financial advisory career, he worked for seven years with the Ogden City Police. Responsible Asset Management provides investment supervisory services to individuals, trusts, qualified retirement plans, and other institutions, managing approximately $40.6 million in assets across about 109 client accounts. The firm employs a structured risk-based approach using diversified portfolios that include traditional and ESG investments, offering both discretionary and non-discretionary management.

ESG / Sustainable investing
Warmer team member

Not sure where to start?

We'll help you think it through — whether you ultimately need an advisor or not.

Warmer helps you compare advisors clearly — so you can choose with confidence.

Find your advisor
Discover

Compare top advisor firms by metric, firm size, and location.

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")