Saunders Financial LLC

The firm serves individual investors (including their trusts and estates) with financial planning and both discretionary and non-discretionary portfolio management, generally charging fees based on a percentage of assets under management. The adviser reports managing client assets (all under discretionary authority as disclosed in the brochure) and offers written financial plans and periodic reviews.

Portfolios are tailored through interviews and questionnaires, with recommendations across equities, mutual funds, ETFs, fixed income and cash alternatives, and ongoing monitoring tied to client circumstances and market conditions. The firm also uses a third‑party asset manager (a TAMP) for trade execution and will provide clients with the TAMP’s disclosure documents when its services are used.

The firm’s owner maintains an active law practice and is a licensed insurance agent, and the brochure discloses that he may recommend legal services or insurance products to advisory clients while attempting to mitigate the resulting conflicts of interest and making clear clients are not required to use those services. As a sole principal and chief compliance officer, the owner runs the adviser without internal supervisory personnel and the firm discloses these overlapping legal and insurance activities and fee arrangements (including payments to the TAMP) in its Form ADV.