Schumacher Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$28,233,352
Clients
80
6% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
80
Very HighAverage account size
$352,917
About
Schumacher Financial provides ongoing portfolio management and standalone financial planning to individual and high‑net‑worth clients, offering services without a stated account minimum and serving roughly 80 client relationships with about $28 million in assets. The firm prepares an Investment Policy Statement for each client and offers both discretionary and non‑discretionary management as well as one‑time financial planning engagements.
The adviser uses a mix of analytical approaches — including cyclical, fundamental, quantitative, technical analysis, and modern portfolio theory — and implements long‑term trading alongside options strategies (covered, uncovered, spreads) when appropriate. The brochure describes use of option overlays (for example, LEAPS on an equity ETF) to alter downside exposure while preserving upside characteristics, and accounts are reviewed at least monthly.
Noteworthy operational features include the firm’s requirement that clients use a specified broker‑dealer/custodian and the disclosure that the adviser may receive research or other soft‑dollar benefits from custodians, which can affect broker selection. The firm does not participate in wrap fee programs or accept performance‑based fees, and financial planning engagements are generally delivered as a one‑time plan unless additional services are requested.
Client services
Financial planning
Portfolio management
Expertise
Options & derivatives strategies
Annuities
Fee options
$0 - Not explicitly stated, but implied to be tiered: 1.50% Not explicitly stated, but implied continuation - Not explicitly stated: 1.40% Not explicitly stated, but implied continuation - Not explicitly stated: 1.25% Not explicitly stated, but implied continuation - Not explicitly stated: 1.05% Not explicitly stated, but implied continuation+: 0.85%
$200 to $250 per hour for financial planning services
Fee-only: Portfolio management fees based on tiered percentage of assets under management; hourly fees for financial planning ($200-$250 per hour)
Main office location
Schumacher Financial, LLC
860 Blue Gentian Road, Suite 200
Eagan MN 55121, United States
Number of offices
1
Most active in
Schumacher Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Minnesota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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