Scott S. Duko, Registered Investment Advisor, Ltd.

The firm provides personalized investment management and financial planning to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses. Services include discretionary portfolio management, retirement and education planning, tax and estate planning, limited tax preparation, and retainer or hourly planning engagements.

It manages client portfolios primarily with no‑load or low‑load mutual funds, exchange‑traded funds and individual securities, implementing strategies tailored to each client's objectives and documented in investment policy statements. Financial planning is treated as an ongoing, knowledge‑driven process rather than a static written plan, and account reviews are performed periodically with the adviser exercising discretionary authority for trading when authorized.

As of December 31, 2025 the firm reported approximately $48.3 million in discretionary assets under management across about 108 clients. The firm is affiliated with an attorney practice — the principal is a licensed attorney who provides estate, trust and pension consulting and may serve as trustee (with trustee fees processed as pass‑throughs) — and the principal also conducts broker‑dealer and insurance activities in a separate capacity; the brochure discloses these arrangements and the potential conflicts of interest they may create.