Shammas Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
2
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
2
Very LowAverage account size
$0
About
Shammas Financial Planning LLC is a fee‑only advisory firm whose principal is a CFP® professional; it provides project‑based and ongoing financial planning services to individuals and high‑net‑worth individuals. The brochure states the firm refers clients to third‑party professionals when appropriate and does not provide investment management, custody, or discretionary trading.
For securities recommendations made in the context of financial plans, the firm cites Modern Portfolio Theory alongside fundamental, technical, and cyclical analyses and emphasizes asset allocation with a blend of passive and active vehicles. The brochure also includes added disclosures on limited markets and crypto risk and describes ongoing monitoring and plan updates while clients implement transactions through their chosen custodians.
Distinctive elements noted in the brochure include a recent CCR Section 260.235.2 disclosure and other material changes that accompany the firm’s presentation of hypothetical and performance information in its materials, even as it states it no longer offers portfolio management or charges percentage‑of‑AUM fees. The firm also highlights a very small client base, an insurance license used only for consulting (no product sales), and a newly offered subscription fee option.
Client services
Financial planning
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General retirement planning
Fee options
Fixed fees between $499 and $2999 for project-based financial planning; monthly fixed fees from $349 to $698 for ongoing financial planning
$349 per hour
Monthly subscription fees ranging from $349 to $698 for ongoing financial planning
Fee-only: Fixed fees ranging from $499 to $2999; hourly rate $349; ongoing fixed monthly fees from $349 to $698
Main office location
Shammas Financial Planning
Wilmington NC, United States
Number of offices
1
Most active in
Shammas Financial Planning has reported serving >5 clients in these states in the last 12 months.
North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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