Sherman Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
40
48% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
40
HighAverage account size
$0
About
Sherman Financial is a fee-only independent advisory firm that provides financial planning and investment advice to individuals, families, trusts, nonprofit organizations, and businesses. Services include comprehensive financial planning across retirement, estate, tax planning (tax preparation is provided through an affiliated accounting business), investment analysis, and periodic reviews.
The firm favors strategic asset allocation and predominantly passive investment strategies with periodic rebalancing, and uses methods such as fundamental, technical and cyclical analysis as well as tax-loss harvesting; recommendations commonly include no-load mutual funds, index funds, ETFs and, when appropriate, individual stocks and bonds. Sherman Financial does not take discretionary trading authority or custody of client assets, so clients retain implementation responsibility and receive account statements directly from custodians.
Distinctive features include an affiliation with an accounting and tax-preparation business, Sherman Business Services LLC, to which the firm’s owner devotes part-time hours and which may be recommended to clients (use is voluntary). The firm also does not provide portfolio management for individuals and does not charge percentage-of-assets-under-management fees, instead billing on an hourly or agreed annual-fee basis.
Client services
Financial planning
Expertise
Tax-loss harvesting
College savings (529s, UTMA, etc.)
General estate planning guidance
Cash flow / budgeting
Fee options
Annual flat fee based on estimated hours times $250/hour, billed quarterly; ranges from $1,000 to $10,000
$250 per hour, fees may be reduced at firm's discretion
Fee-only: Flat hourly rate of $250 per hour, annual fees based on estimated hours multiplied by $250/hour, ranging from $1,000 to $10,000 depending on client complexity
Main office location
Sherman Financial
902 Crestwood Lane
Chapel Hill NC 27514, United States
Number of offices
1
Most active in
Sherman Financial has reported serving >5 clients in these states in the last 12 months.
North Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")