Simansky Investments, LLC

Simansky Investments is a fee-only advisory firm that provides ongoing investment management and comprehensive financial planning primarily for individuals and families, including services for retirement accounts, college‑savings plans, and taxable investment accounts. Offerings include development of tailored investment policies, asset allocation, portfolio construction, monitoring, and project-based planning engagements.

The firm uses an evidence-based, low‑cost passive approach, managing portfolios almost exclusively with index funds from Fidelity, Vanguard, and Dimensional Fund Advisors and aligning asset allocation to clients’ objectives and risk tolerance. As disclosed in the most recent filing, the adviser manages client assets on a non‑discretionary basis (total non‑discretionary AUM approximately $7.14 million and discretionary AUM $0), with clients retaining final trading authority and the ability to impose reasonable account restrictions.

Compared with many solo independent advisers, the predominance of non‑discretionary assets and the adviser’s part‑time external employment as a business‑school admissions consultant—alongside prior experience in management consulting and a residential energy‑efficiency startup—are distinguishing operational features. The firm is strictly fee‑only, maintains a written Code of Ethics, does not vote client proxies, and recommends Charles Schwab for custody and execution.