Skinner Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,902,859
Clients
47
9% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
47
HighAverage account size
$104,316
About
Skinner Financial Services serves individual and high‑net‑worth clients and provides financial planning, insurance‑based investment management, and ongoing portfolio management through recommended third‑party advisers. The firm prepares an Investment Policy Statement for each client and assists with third‑party adviser onboarding, forms, and performance monitoring.
The firm’s advisory approach is largely non‑discretionary: it directs clients to outside managers and, when working with annuity contracts, selects sub‑accounts under non‑discretionary authority guided by clients’ objectives and risk tolerances. Methods of analysis include cyclical and fundamental analysis and elements of modern portfolio theory, and recommended third‑party managers generally pursue buy‑and‑hold strategies with quarterly reviews.
Noteworthy distinctions include that the firm’s principal is a licensed insurance agent and the brochure discloses the sale of insurance products and the provision of fee‑based annuity services, a conflict the firm addresses through disclosure and periodic review. The firm reports essentially all assets as non‑discretionary (discretionary $0; non‑discretionary $4,902,859), occasionally offers complimentary educational seminars and workshops open to the public, and does not accept proxy‑voting or discretionary trading authority.
Client services
Financial planning
Selection of other advisers
Educational seminars or workshops
Expertise
Annuities
Fee options
Minimum fee: Fixed fees for financial planning range from $0 to $5,000
Main office location
Skinner Financial Services
224 N Phillips Ave, Suite 213
Sioux Falls SD 57104, United States
Number of offices
1
Most active in
Skinner Financial Services has reported serving >5 clients in these states in the last 12 months.
South Dakota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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