Sparrows Financial

Sparrows Financial provides discretionary portfolio management and investment planning to individuals, high‑net‑worth individuals, and business entities. The firm is a small, single‑advisor registered investment adviser overseeing roughly $3.66 million across about 11 client accounts and documents each client’s goals and risk tolerance in an Investment Policy Statement.

The firm’s investment process emphasizes fundamental analysis, a limited investable universe (mutual funds, ETFs, equities, and fixed income), intermediate‑term trading, and annual rebalancing; accounts are generally managed on a discretionary basis and reviewed at least quarterly. Clients receive custodian reports and the adviser discloses practices for aggregating trades and seeking fair allocation among accounts.

Noteworthy distinctions include an annual model‑portfolio offering to other RIAs—delivering ticker lists and target weights at the start of each year that are not changed midyear—and a requirement that clients custody assets with Altruist rather than multiple custodians. The brochure also discloses the firm’s managing member’s outside business activities (including a fractional client service associate role with Village Financial Services and part‑time data entry work) and explicit prohibitions on principal transactions, agency crosses, and directed brokerage arrangements.