Spelts Wealth Management, Inc.

Spelts Wealth Management provides investment advisory services to individuals, high net worth clients, trusts, corporations and retirement plans, including pension and profit-sharing plans. The firm operates an individualized Wrap Asset Management program and offers ERISA plan services, acting as either a limited-scope 3(21) advisor or, in some engagements, as a discretionary 3(38) investment manager.

The firm describes its practice as fiduciary-focused, using client information and an investment policy statement to guide portfolio construction and periodic reviews. Its investment approach combines multiple analysis methods (point & figure, charting, fundamental, technical and cyclical) and a wide set of strategies — from long-term holdings to active trading, option writing, short sales, margin use and allocations to alternatives and structured notes — with cash balances typically held conservatively.

Distinctive features noted in the brochure include sponsorship of a wrap fee program and the provision of pension consulting and institutional portfolio management services, including discretionary oversight of plan investment menus, offerings that are less common among independent advisers. The firm’s principal also maintains an academic role as an adjunct professor and holds advanced business credentials, which the brochure cites as part of its advisory background.