St. Therese Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$826,640
Clients
21
10% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
21
TypicalAverage account size
$39,364
About
St. Therese Financial provides discretionary asset management and related financial planning to individuals, high net worth individuals, and non-profit clients. The firm’s brochure and filings also indicate it serves other investment-adviser clients in addition to these typical client types, a client mix that is uncommon among peers.
The firm’s investment process combines fundamental and technical analysis and Modern Portfolio Theory, and it manages both passive (mutual fund/ETF) and active (individual stock) strategies with fees billed as a percentage of assets monthly. Portfolios are subject to moral screens that exclude securities linked to abortion, LGBTQ+ issues, pornography, and human rights violations, meaning some investment decisions are influenced by non‑financial criteria.
Compared with many independent advisers, St. Therese Financial is small in scale (approximately $827,000 in discretionary assets and about 21 clients) and does not vote client proxies, leaving proxy voting to clients unless assistance is requested. The brochure also notes the firm provides financial planning support at no additional cost and that it relies on a designated custodian relationship (Charles Schwab) and may receive research or other economic benefits tied to client transactions.
Client services
Financial planning
Portfolio management
Expertise
ESG / Sustainable investing
Demographic focus
Religious/faith focused
Fee options
Passive Portfolio: 0.75% annually; Active Portfolio: 1.50% annually
Main office location
St. Therese Financial LLC
Bettendorf IA, United States
Number of offices
1
Most active in
St. Therese Financial LLC has reported serving >5 clients in these states in the last 12 months.
Illinois · Iowa
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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