Stream Financial Advice, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$13,470,945
Clients
28
7% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
28
HighAverage account size
$481,105
About
Stream Financial Advice LLC serves individual and high-net-worth clients with discretionary investment management and both ongoing and project-based financial planning, together offered as wealth management when requested. The firm operates on a fee-only basis and may recommend third‑party professionals (attorneys, accountants, insurance agents) without receiving compensation from those referrals.
The firm’s investment approach is grounded in Modern Portfolio Theory and a focus on asset allocation, combining passive and active strategies and selecting ETFs and mutual funds with attention to expenses and underlying holdings; SFA may rely on model portfolios provided by its recommended custodian. Accounts are managed on a discretionary basis with regular reviews and rebalancing, emphasizing long‑term risk/return alignment over short‑term benchmark outperformance.
Noteworthy features for a solo independent adviser include a CFP®-certified principal with prior experience at Vanguard and Fidelity, a detailed client service calendar that schedules monthly topics and periodic client appreciation events, and a practice of participating in client meetings with attorneys or tax professionals at no additional charge. The firm also recommends the Altruist custodial platform and discloses that it does not aggregate (block) trades or vote client proxies, leaving proxy voting to clients.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Retirement withdrawal strategies
Cash flow / budgeting
Tax-loss harvesting
Fee options
Initial comprehensive financial plan fee up to $2,500 (may be waived at advisor's discretion)
1.00% annually
Project-Based Financial Planning at $150 per hour
Fee-only: Ongoing Financial Planning: $500 to $1,000 per month ($6,000 to $12,000 per year), Project-Based Financial Planning: $150 per hour
Main office location
Stream Financial Advice, LLC
Orem UT, United States
Number of offices
1
Most active in
Stream Financial Advice, LLC has reported serving >5 clients in these states in the last 12 months.
Utah
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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