Summerhill & Co., LLC

The firm provides discretionary and non-discretionary investment advisory services to individual clients and their retirement accounts, including financial planning, portfolio advisement, occasional investment recommendations, and financial education. Separately from its advisory business, the firm’s principal also offers accounting and tax services such as tax preparation, bookkeeping, and business consulting, which are provided outside the scope of the advisory agreements.

Investment advice is delivered primarily through up to 15 proprietary model portfolios that largely use exchange-traded funds and may be supplemented with mutual funds, individual stocks, bonds, or MLPs as appropriate to a client’s tax and portfolio situation. Recommendations are tailored to client-specific factors (goals, risk tolerance, concentration, time horizon) and rely on market valuation analysis — assessing expected cash flows, discount rates, and historical analogs — with account reviews at least quarterly.

Noteworthy for an independent advisory firm, the integration of ongoing CPA-style accounting and tax services alongside investment management is an uncommon feature that may suit clients seeking coordinated financial and tax support. The firm states adherence to the CFA Institute Code of Ethics and the Asset Manager Code, uses a master trading account with Interactive Brokers while leaving custody decisions to clients, and does not charge performance-based fees.