Summit Consultants, Inc. logo

Summit Consultants, Inc.

Updated today

Client assets under management

$0

Clients

0

Advisors

5

of 5 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

0

Very Low

Average account size

About

Summit Consultants, Inc. provides financial planning, retirement-plan design and consulting, and related advisory services for individuals, high‑net‑worth clients, businesses, and pension or profit‑sharing plans. The firm’s work includes insurance education, estate‑planning guidance, college and business succession planning, and implementation support rather than operating as a discretionary asset manager or custodian.

The firm prepares comprehensive plans that integrate investment recommendations with insurance, tax, and estate considerations, and implements agreed actions through a series of meetings with routine monitoring and updates. Implementation and account activity may be carried out by associated persons in their capacities as registered representatives or insurance agents, while client assets are maintained by third‑party custodians.

What is distinctive about the firm versus many peers is its direct affiliation with an attorney who provides estate planning services and an explicit pension/profit‑sharing plan consulting practice—features that are uncommon among investment‑manager firms. The brochure also discloses that the firm’s associated persons are registered with a broker‑dealer and may receive brokerage, 12b‑1, or insurance commissions, and that the firm generally uses planning fees rather than percentage‑of‑assets fees.

Client services

Financial planning Pension consulting

Expertise

General estate planning guidance Life insurance needs analysis Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Founder/Business Owner

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Fee options

Commissions

Investment adviser representatives may receive brokerage or mutual fund trail commissions and commissions on insurance or other product sales through their capacity as registered representatives of LPL Financial

Other

Minimum fee: Individual financial planning fees range from $250 to $5,000 per plan; Pension or profit-sharing plan fees range from $2,500 to $25,000 per year Fee-only: Fixed fees for financial planning services as described above

Main office location

Summit Consultants, Inc.

7912 Carnegie Boulevard

Fort Wayne IN 46804, United States

Number of offices

1

Most active in

Indiana

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Heather D

Series 66

Fort Wayne, IN

Summit Consultants, Inc.

Heather Drebenstedt is a financial advisor at Summit Consultants, Inc. in Fort Wayne, Indiana, with 19 years of industry experience. She holds a Series 66 designation and has worked at Summit Consultants since 2007, following a prior role at LPL Financial. Outside of her advisory work, she is involved in a fitness-related business in Fort Wayne and Roanoke, Indiana. Summit Consultants, Inc. provides financial planning, retirement-plan design, and consulting services to individuals, high-net-worth clients, businesses, and pension or profit-sharing plans. The firm integrates investment recommendations with insurance, tax, and estate considerations and offers estate planning through an affiliated attorney and specialized pension plan consulting.

General estate planning guidance Life insurance needs analysis Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Christopher S

CFP®, Series 66

Fort Wayne, IN

Summit Consultants, Inc.

Christopher Spoltman is a CFP® professional with 21 years of industry experience, currently affiliated with LPL Financial since 2004. He also operates Summit Consultants, Inc., a business active since 1989. Spoltman holds a Series 66 license and is based in Fort Wayne, Indiana. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, institutions, retirement plan sponsors, and high-net-worth households. The firm offers a broad range of investment solutions supported by an in-house research team and a large network of investment adviser representatives.

General estate planning guidance Life insurance needs analysis Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Stephen S

ChFC®, Series 63

Fort Wayne, IN

Summit Consultants, Inc.

Stephen Spoltman is a financial advisor with LPL Financial in Fort Wayne, IN, holding the ChFC® and Series 63 designations and bringing 37 years of industry experience. He has been associated with LPL Financial since 1995 and also works with Summit Consultants, Inc. since 2007. Outside of his advisory work, he serves as a notary for the state of Indiana without charging clients a fee. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plans, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team, delivering both strategic and tactical portfolio options through a large network of investment adviser representatives.

General estate planning guidance Life insurance needs analysis Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Thomas E

Series 63, Series 65

Fort Wayne, IN

Summit Consultants, Inc.

Thomas Elyea is a financial advisor with LPL Financial in Fort Wayne, IN, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2003 and is also associated with Summit Consultants, Inc., a registered investment advisor. Outside of his advisory work, he is involved in selling fixed annuities and various insurance products. LPL Financial provides advisory and brokerage services to a diverse client base, including individuals, retirement plans, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and combines advisory services with insurance and credit products through a large network of investment adviser representatives.

General estate planning guidance Life insurance needs analysis Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Erik T

CFP®, Series 63

Fort Wayne, IN

Summit Consultants, Inc.

Erik Tom is a CFP® professional with 10 years of industry experience, currently affiliated with LPL Financial in Fort Wayne, IN. Prior to joining LPL Financial and Summit Consultants, Inc. in 2018, he worked at JPMorgan Chase Bank and JPMorgan Securities LLC from 2015 to 2018. In addition to his advisory role, he is a commissioned notary and a representative for non-variable insurance products. LPL Financial serves a diverse client base including individual investors, retirement plan participants, institutions, and high-net-worth households, offering a variety of advisory and brokerage services supported by an in-house research team that builds model portfolios and provides strategic and tactical investment solutions.

General estate planning guidance Life insurance needs analysis Long-term care insurance Disability insurance Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
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