T.C. Schwab Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
27
100% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
27
TypicalAverage account size
$0
About
T.C. Schwab Financial Planning, LLC provides hourly, fee‑only financial planning and investment advice to individual clients, families, trusts, estates and small business entities. The firm operates as a solo CFP®‑credentialed practitioner and maintains a fiduciary relationship with each client.
The firm’s advice emphasizes long‑term asset allocation, broad global diversification, and use of low‑cost mutual funds and exchange‑traded funds, with a generally buy‑and‑hold orientation suited to investment horizons of ten years or more. Rather than managing or custodianing client assets, the advisor prepares strategies and implementation plans for self‑directed clients or assists clients who engage third‑party money managers.
Compared with many independent advisers, the firm does not provide portfolio management or accept percentage‑of‑assets (AUM) fees—compensation is strictly hourly and the firm does not accept commissions or third‑party payments. Although it serves a small number of clients, the brochure estimates approximately $96 million in client assets under advisement across about 51 households, and the firm routinely recommends discount custodians (e.g., Vanguard, Fidelity, Charles Schwab) while declining referral or revenue arrangements with outside providers.
Client services
Financial planning
Expertise
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
General estate planning guidance
Long-term care insurance
Fee options
$275/hour plus New Mexico Gross Receipts Tax; fees are negotiable; additional fees may apply for travel ($50) and missed appointments ($100)
Fee-only: $275/hour plus New Mexico Gross Receipts Tax; fees are negotiable; additional fees may apply for travel ($50) and missed appointments ($100)
Main office location
T.C. Schwab Financial Planning, LLC
Santa Fe NM, United States
Number of offices
1
Most active in
T.C. Schwab Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
New Mexico
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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