Tandem Financial Guidance, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$11,698,870
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
19
16% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
19
TypicalAverage account size
$615,730
About
Tandem Financial Guidance, LLC is a fee-only, state-registered independent advisory firm that provides financial planning, investment management, and educational seminars to individuals, high-net-worth clients, charitable organizations, and businesses. Services are offered as either ongoing or project-based planning engagements and include discretionary portfolio management when agreed with the client.
The firm primarily uses a passive investment approach, building asset-class-weighted portfolios with index mutual funds and ETFs and, when appropriate, engaging outside managers or technology solutions for execution and administrative functions. Financial planning engagements emphasize a collaborative process—monitoring and periodic review in ongoing relationships or limited-scope advice in project work—while implementation and trading authority are exercised within the bounds clients set.
Distinctive features include serving charitable organizations (a relatively uncommon client type for similar independent firms), operating as a small solo practice with roughly $11.8 million in assets for about 19 clients, and offering a related tax and bookkeeping business that clients may use separately for additional services. The firm does not take custody of client assets, typically recommends a qualified custodian for account custody and trade execution, and relies on custodian statements rather than issuing separate written investment reports to investment management clients.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement withdrawal strategies
General tax planning
Fee options
Fixed fees ranging from $1,000 to $10,000 for project-based financial planning
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.95% $1,000,001 - $2,000,000: 0.85% $2,000,001+: 0.75%
$250 per hour for project-based financial planning
Ongoing financial planning charged as a recurring fixed annual fee based on a formula: 1% of annual income plus 0.50% of net worth or invested assets (whichever is greater), minimum $3,600 annually
Minimum fee: Minimum $3,600 annually for ongoing financial planning Fee-only: Financial planning services are fee-only, no commissions
Main office location
Tandem Financial Guidance, LLC
Kansas City MO, United States
Number of offices
1
Most active in
Tandem Financial Guidance, LLC has reported serving >5 clients in these states in the last 12 months.
Missouri · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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